Can 14 Gauge Wire Be Used On 20 Amp Circuit?

I am redoing my basement, and i am making the electrical runs for the recessed lights in the ceiling. I am using 14 gauge wire, and i have 16 recessed lights with 65 watt bulbs in them, however they are rated at 75 watts max. assuming someone after us may put in the max bulb, the total watts would be 1200, equaling 10 amps. When all of the new wiring is done, i am going to have an electrician connect the circuits to the circuit breaker (using 15 amp breakers) however since i am not comfortable doing this myself, and i would like to use the lights now, can i connect them to the existing 12 gauge wire (this will not overload the breaker... i already checked what else was plugged in to the electrical outlets).



to recap:

The power draw will only be 10 amps at MAX. capacity

existing wiring is 12 gauge/ 20 amp breaker

electrician WILL connect 14 gauge wire to breaker using 15 amp breaker



*THIS WILL BE TEMPORARY*
      


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