Romex On Basement Wall To Panel

I want to run Romex from a j-box, that is in the ceiling of my basement, to the main panel.  I know that I can run Romex from the box along the face of the joist (not the bottom), but what are my options once the Romex gets to the wall?  The joist I am using, conveniently enough, meets the wall ideally for where the panel is.  However, I've read that I need to run the Romex through EMT, or some form of conduit.



If you look at the picture I've attached, the panel is mounted on a piece of plywood that extends out underneath the joist.  Can I just staple the Romex to the plywood and then run it into the panel without using any conduit?  The cast iron pipe makes using any conduit quite a problem.



The cable you see is MC Lite, but I want to replace it with Romex.  There are going to be up to 9 more lines coming into the panel this very way.
      


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QUESTION:  can I run (2) 14-2 romex wires in (1) 3/4 BX Armored cable?



SETUP: I am finishing my basement and a few main floor circuits are intermingled with the basement lights and outlets.  In finishing the basement, all basement electrical will be on its own circuit. Therefore, I need to rewire some main floor items.



For instance, the main floor living room outlets go through the den area below in the basement. The 3/4 BX cable goes through the ceiling to the outlets.



PLAN:  I plan to cut the armored cable shortly after it comes out of the ceiling (main floor floor) and just connect the first floor outlets in a series using the proper bushing and BX cable ends. I will strap the BX cable ends down and the romex as soon as it comes out.



The electrical inspector already gave me thumbs up on doing this for the electric oven and cooktop (bigger wires of course).



I searched and couldn't find anything to this specific question.



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B
      
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Is it permissible to run a single bare wire from an ungrounded receptacle to the panel if the bare wire is not part of the Romex cable?



May a bare wire be ran to a j-box that has a ground while being outside the Romex jacket?



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put up a large crown moulding along the entire wall (would be the only crown moulding in the house)



extend the ceiling up 6-7" instead of 12" (should leave enough room for wire to stay)



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